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Home Insurance | Top Companies: This Week's Reviews |
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| Services Offered: Home Insurance, Condo Insurance, Renter’s Insurance, Auto Insurance, Motorcycle Insurance, R.V. Insurance, Snowmobile and Watercraft Insurance, Life Insurance, Health Insurance, Commercial Insurance |
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| Company Overview: Electric Insurance was formed as a worker’s compensation provider in 1927, and began selling personal insurance to their employees in the 1960’s. In 1966, the company was licensed as a property and casualty insurer and began selling insurance for everyone. Today they have about 135,000 policyholders throughout the country. |
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| Our Review: This is a private company, and as such their rates might be slightly higher than some companies. However, they seem to pride themselves on their excellent customer services, and that might make it worth the money. The website is very well set up, and easy to navigate. |
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| User Review: My family has been insured by this company for years, so when I struck out on my own to get insurance for my home, I came to them and I wasn’t disappointed. They were very friendly and helpful, and there was no pressure to buy from them. |
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| Services Offered: Home Insurance, Auto Insurance, Health Insurance, Life Insurance, Business Insurance. |
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| Company Overview: The company was founded in 1989, provides one stop insurance shopping, and is affiliated with many major insurance companies. They are also one of the most popular insurance sites on the internet. |
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| Our Review: The site layout for this company is very well executed, and they offer information to the consumer along with the insurance quotes they give. The site seems very sales oriented at first glance, but once you find the information pages, there’s so much information there that you might forget you were shopping for insurance. |
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| User Review: I did not like using this website for my home insurance needs. They seem to care more about the sales than the customer, even though I did find lots of helpful information on the site. Somewhere on every page of there site, there is a link to get a quote, like they were trying to pressure me into buying a policy. |
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| Services Offered: Home Insurance, Health Insurance, Auto Insurance, Life Insurance, Dental Insurance, Group Health Plans. |
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| Company Overview: Insurelane.com is associated with many well known insurance companies and offers free quotes to all consumers. |
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| Our Review: As far as insurance websites go, this is one of the best for an efficient layout, and pertinent information. Not only do they have general information, they also have state-specific information available. |
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| User Review: Shopping on this site was easy and informational. I was offered multiple quotes by filling out one simple form, and wasn’t pressured into buying anything, but the option was there if I wanted to. |
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Other Top Companies for Home Insurance : |
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State Farm Insurance
Address : One State Farm Plaza
Bloomington, IL 61710
Phone : 660-744-5838
http://www.statefarm.com
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Liberty Mutual Insurance Company
Address : 175 Berkeley Street
Boston, Massachusetts 02116
Phone : 800-837-5254
http://www.libertymutual.com
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Nationwide Insurance
Address : One Nationwide Plaza
Columbus OH 43215-2220
Phone : 877-OnYourSide
http://www.nationwide.com
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Allstate Insurance Company
Address : P.O. Box 12055
1819 Electric Rd. S.W.Roanoke, VA 24018
Phone : 800-ALLSTATE
http://www.allstate.com
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| How To Select The Best Company For Home Insurance |
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Choosing the right home insurance policy doesn’t always come down to which one is the cheapest. You can go with the cheapest quote, but it may not offer everything you need or want. To ensure that you’re getting the best insurance for your money, you need to do your research. For starters, get referrals from friends and family as to which home insurance companies they have had the best relationship with. Then, check out the companies, ask for quotes, see what they can offer you. You will need to understand the details of the policy to ensure that you’re getting the best home insurance. If you do not understand something, ask the company that provided you with the quote. If they cannot answer your questions, then move on to a different company. The home insurance company that you decide to use should understand your needs, and be willing to explain their policy, as well as how their company works. Most of this information can be found on the home insurance company’s website, along with a number to call in case you have any questions. If you are unsure of a company or don’t fully understand something, don’t agree to buy anything. A home insurance policy is one of the most important insurance policies you can buy, because it protects the roof over your family’s head. You need to be sure that you have the right amount of coverage, and that the coverage you have will protect everything in and around your home as well as the building itself. Basically, as with any insurance, as long as you do your research and don’t settle for the cheapest policy unless it has all the necessary provisions, finding a home insurance policy will be an easy task. Home insurance shopping shouldn’t be complicated. If you find that it is, you can always visit a local independent agent for assistance.
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